I realise I have been quite negative over the last few weeks. It hasn’t been the easiest time and I have found myself struggling to cope with the ever present work related pressure and stress. So much so that I am on the verge of quitting at any time – one more unreasonable demand could be the straw that breaks this camel’s back.
But wallowing in misery for the next few months isn’t going to help. Buoyed by the messages of support and solidarity from recent comments, it’s time to get practical.
”… stick with the job one day at a time for now, always be ready to go. Good luck!…”
This comment really made me think – am I ready to go? Mentally, maybe – but what about on the housekeeping side? Is there anything I need to consider doing “just in case I quit suddenly”? What are the things happening over the next few months that are worth hanging around for? What are the triggers that could force my hand?
The Just in Case I Quit List
Before I take the plunge / throw my toys out of my pram / over-react to something minor because I am so burned out, I want to have the facts in front of me. So first on the list is to figure out a timeline of the key factors occurring in the next few months that should be kept at the front of my mind before I do anything rash.
1). When do I have Holiday Booked?
In just two weeks & three days time, I will be leaving for annual vacation.
A blissful two and a half weeks out of the office and on holiday with my family. This is doubly special since it may be the last big holiday we take – if I pull the plug before my true FIRE date my Lean FIRE budget won’t include holidays away.
Surely I can manage for 2 weeks and 3 days without doing anything hasty…? And who knows, the break may be all I need to re-calibrate my mindset and help me make it through to the end of the year.
2). When Is the Next Annual Bonus Paid?
End of August Payday = Annual Bonus Time!
DO NOT QUIT – I repeat – DO NOT QUIT – before payroll is locked down for August. This will happen around the 20th of the month, so since I am on annual leave from the second week of August again means limping through until then. NO MATTER WHAT.
3). When Is the Next Time I will be Expected to Travel Overseas?
9 Weeks & 2 Days Time = Next Overseas Travel Requirement
I have written about the reasons why I can no longer travel for work and I remain committed to that promise. This up-coming event will be the second test of invoking the F.U. clause. In my experience, you can get away with missing one or two work events but after that it is likely that some honest conversations will need to be had with my boss. It could happen here or I may get a final pass until the next event – I’ll need to see how this plays out.
4). When is My Next Stock Award Vesting?
November = Stock Vesting.
My company has been generous over the years issuing stock awards which vest over time. These release shares each quarter which can then be kept or sold. If you leave the company you forfeit any unvested shares. If I can last until November I will receive around 1.2k after tax (at today’s share price). I am so glad I looked that up because I thought it was going to be much more! I guess the remains of my previous boss’s generous awards have dwindled away leaving the paltry sums given by my new one. Oh well. Don’t get me wrong – it’s a nice to have, but it’s not something I’ll be waiting around for if all the other factors say “go”.
5). What Corporate Benefits Can I Claim?
Finally – time for some housekeeping. If I want to take full advantage of everything on offer to me as an employee, what can I claim before I hand in my notice?
I must admit to a certain moral dilemma here. Company benefits are designed to motivate and reward employees so they stick around. Is it ethical to take advantage of them knowing I’m going to leave?
On the other hand is it ethical that they expect me to be on call 24/7? Is it ethical that they have a gender pay gap of 39%? Will they squeeze every last ounce of value from me once they know I’m leaving? It’s a dog eat dog world and I’d be mad to act otherwise.
- Healthcare – Book health and dental check-ups for us all under the corporate program. Schedule any follow up treatment needed asap & get it done quickly.
- Gym membership – Stop procrastinating. This is a great benefit. If I sign up now I will get 14 months membership for free. I might soon have time on my hands. Getting back into an exercise routine will also improve my state of mind and help me to cope. Seriously – just get on with it.
- Renew Professional Subscription – if I want to work in finance in the future, I have to be a member of a professional body. Jury is out on whether I will need this, but you never know – I should renew while it’s free.
Ever the Optimist…?
Hopefully, these negative feelings will pass. Ever the optimist, maybe I’ll turn a corner soon, my horrible boss will move on, the corporation will employ a travel ban and I can eke out this high paying gig as long as I need.
If not, at least I feel prepared.
(977 days to true FIRE / ??? days to a quitting tantrum).
Join the Discussion
It may seem strange to you that I’m thinking in terms of whether I can hold out even just a couple of weeks but honestly – at times I feel so low I’m worried I could just up and go. Have you ever been in this situation and what happened? Anyone reading that has retired or moved to a new job in a more orderly way – what factors did you consider when planning timing?