You Have to Be In It to Win It

Financial Independence is rarely achieved by chance

…. for most of us it is preceded by the habits of saving and investing combined with the passing of time. Continue reading “You Have to Be In It to Win It”

The Quickest Route To Financial Independence

About this time two years ago it became apparent that my job would soon be redundant. This wasn’t the shock that maybe it would have been to many. Heading up the finance function of a small company that had recently been taken over by a corporate giant, I knew it was inevitable.

To cut a very long story short, come January 1st last year, I found myself in a new role within the aforementioned global corporation. Dodged a bullet, salary still coming in, big relief all round, no need for the poorhouse just yet. Continue reading “The Quickest Route To Financial Independence”

Paper Round and Pocket Money

Last weekend I re-read Think and Grow Rich by Napoleon Hill. This is not a book review and there are too many pearls of wisdom in that book for just one post. But one chapter in particular sticks in my mind, reminding me of a similar episode of my own. Continue reading “Paper Round and Pocket Money”

Why Getting Rich is Boring

The more I talk to people about money, the more I realise – those of us who seek out knowledge to improve our financial lives are in the minority. Bizarre as it seems, the majority of the population don’t actively try to learn about personal finance. (I know, right….?). So on the basis that the more content that is out there, the more likely it is that people will stumble across it, I’ll add to the pile with my take on the evergreen question – “How can I get to financial independence?”. Continue reading “Why Getting Rich is Boring”

Why Your Job May Be Better Than You Think

Despite living just over one mile from the gate, every day I drive Teenager Number 2 (TN2) to school. This is not as environmentally unfriendly as it sounds given that the school is on my way to work, which is several miles away. (Yes, I know I could cycle. No, I’m not going to). Parents of teenagers will know what I mean when I say the four minutes in the car where I pretty much talk to myself, occasionally joined by a “yeah” or a “nothin’ really” is about as close to quality time as I get. Another reason I’m not giving it up – you take what you can get in the teenage years. Continue reading “Why Your Job May Be Better Than You Think”

The Illusion of Wealth (Part 2)

Remember Sarah and Paul? Their curiosity got the better of them and one evening at the beach bar the subject of early retirement and the question of “how?” was raised. Continue reading “The Illusion of Wealth (Part 2)”

The Illusion of Wealth (Part 1)

I am on holiday – I may have already mentioned this once or twice. We left England to all its December cold, windy rain, and fourteen hours later were sitting under a palm tree by the sea – the sunshine and warmth a tonic for our vitamin D deprived bodies.

This is not the traditional, hardcore FI way of doing things, but so what? We all find our unique path along this road less travelled and judgement is not a bus-stop along the way.

Yesterday, I met a couple – let’s call them Sarah and Paul. Late forties, they are here with their teenage daughter and son. They own their own business and wear their wealth well. Fit and healthy looking, well dressed, classy casual. A nicer family you could not wish to meet and we spent a fun evening in their company, working our way through the  cocktails menu. Continue reading “The Illusion of Wealth (Part 1)”