Is Early Retirement Risky?

I have never considered myself to be a risk taker. In fact I would go so far as to say the opposite. I am naturally conservative; a trait magnified by my professional finance training.

On the whole, my life has followed a fairly standard path. I did as I was told – finished school – went to university – found a career with prospects – knuckled down – worked hard – put in the hours – climbed the ladder.

My instinct has always been to save rather than spend, avoid debt, build up a financial buffer.

So I’m confused when I hear people comment that the FIRE lifestyle is risky.  Continue reading “Is Early Retirement Risky?”