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This site contains my reflections and experiences along my journey to financial independence and early retirement. In a nod to all the wonderful blogs that have preceded mine, I sincerely hope to pay it forward and that something I write about here will help somebody else reach their financial independence. I am not a financial advisor and nothing on this blog should be interpreted as financial advice. The site may contain some affiliate links which, if used, generates a commission for the site at no cost to the user, which helps to pay for hosting. I do not use affiliate links for books I have not read or products I have not used.