The Why of FI – Sometimes You Don’t Have A Reason

People talk a lot about the “why of FI” and the importance of having an over-arching purpose that is bigger than achieving financial independence itself. But it doesn’t have to be that way. It wasn’t like that for me. Continue reading “The Why of FI – Sometimes You Don’t Have A Reason”

Life, Death and Getting Drunk on FIRE

A few years ago, a small piece of card dropped through my letterbox. I still have it – I’m holding it right now. This is what it says, misspelling and grammar uncorrected: Continue reading “Life, Death and Getting Drunk on FIRE”

Trimming the Fat – Preparing a Leaner FIRE Plan

Well – here I find myself in my mid-forties contemplating a ridiculously early, albeit leaner retirement than planned. The route from fat to lean has been surprisingly easy to find. (If only this were true in other areas of life (sigh)….imagine becoming leaner rather than fatter with the passing of time…) 

Time will tell whether it is as easy to execute. Continue reading “Trimming the Fat – Preparing a Leaner FIRE Plan”

Preparing for the Return to Work (When I Really Don’t Want To)

It was only a matter of time. From a combination of lots of accrued holiday and some compassionate leave, I have been out of the office for three and a half weeks. The clock started ticking about a week ago; a little whisper of “this time next week….” getting louder and louder as the week progressed until now – Sunday – I can hardly hear myself think for the hammering of that blasted second hand, reverberating inside my skull. Continue reading “Preparing for the Return to Work (When I Really Don’t Want To)”

Saving While Spending – The View From the Cheap Seats

A bit of a mixed up post this week – one which saw us celebrate an anniversary of sorts, spend a lot of money on what’s important to us while trying to avoid the mindless spends, and also win 2:0 against British Airways. (Although they did get us there and back in one piece, on time and luggage intact – worth a point, maybe….?).

Continue reading “Saving While Spending – The View From the Cheap Seats”

The Selfishness of Seeking FIRE

We have an expression in our family – “It’s not all about you ___”.

We use it when one of us is being selfish and not thinking about the other two. Demanding something or complaining about something without considering the wider impact.

Something that bothers me sometimes about my pursuit of financial independence and my single-minded desire to retire sooner rather than later, is the effect it may have on my children. I worry that it’s “all about me” because, well – it is. Continue reading “The Selfishness of Seeking FIRE”

Taking a Time-Out from Saving Money

Three people – two of them teenagers – sharing a moderately sized hotel room for two weeks. It’s a challenge, but I’m pleased to report we are surviving admirably so far.

Just one day has been marred by the appearance of “the face”- that uniquely teenage expression of boredom and disdain that leaves even the most devoted parent wondering if you can simultaneously love your offspring whilst not liking them very much.

It’s at times like these that you become truly thankful for certain things that might normally be taken for granted. Headphones. Spotify “Chill Vibes” playlists. Balconies. Vodka (I’m on holiday after all). Continue reading “Taking a Time-Out from Saving Money”