Things I Haven’t Done Since I Retired Early (and a few I have)

We all have ideas for what our life will be like post FIRE. I even wrote a couple of posts on things I planned to do and bad habits I wanted to break. Some of those things have come true and the rest I will say I just haven’t got to yet 😊. Hopefully I have many many years of retirement – would be a shame to peak too early!

Continue reading “Things I Haven’t Done Since I Retired Early (and a few I have)”

Does Achieving Early Retirement Mean Failing A Career?

What did you want to be when you grew up? At various points for me it was a doctor, a librarian, an author, a bookseller. I never wanted to be an accountant that’s for sure.

Nevertheless, having fallen onto that path many years ago, ambition kicked in and I put my best foot forward, ever upwards on the career ladder. I always assumed I would keep going until I got to the very top. It didn’t occur to me that I would ever get vertigo and feel an almost irresistible urge to jump off.

The question is, when I look back in twenty years time, the misery of my current day to day will have faded to a long distant memory. Will I be disappointed that I didn’t make it to the top? I will never call myself CFO. Will I look back and wish I had achieved more in my career?  Continue reading “Does Achieving Early Retirement Mean Failing A Career?”

The Selfishness of Seeking FIRE

We have an expression in our family – “It’s not all about you ___”.

We use it when one of us is being selfish and not thinking about the other two. Demanding something or complaining about something without considering the wider impact.

Something that bothers me sometimes about my pursuit of financial independence and my single-minded desire to retire sooner rather than later, is the effect it may have on my children. I worry that it’s “all about me” because, well – it is. Continue reading “The Selfishness of Seeking FIRE”

Aspiring to be Rich – What Does that Mean?

 

Before I discovered the concept of financial independence and before I realised early retirement was achievable for someone like me, I was still interested in educating myself about all things money and gaining wealth. I knew that the way to a rich life was out there somewhere and I wanted to find it.

I think I am just one of those curious people. I didn’t want to be working into my sixties, that’s for sure but other than that it’s hard to describe what I was looking for. What did I mean by the concept of a rich life? Continue reading “Aspiring to be Rich – What Does that Mean?”

I’m Afraid I’m Going to Quit Before I’m Financially Independent

This is one of those weeks where I could so easily throw in the towel.

(I make no apologies – there is some ranting in this post. Sometimes I just need to get things off my chest).

I had a couple of black days on my tracker and that combined with the beautiful weather we are having means I am yearning to be free of this job millstone and get on with real living.  Continue reading “I’m Afraid I’m Going to Quit Before I’m Financially Independent”

Single Parent Seeking FIRE

I spend many hours a week with my head in financial independence blogs. (Maybe that’s why I’m single 😉 ). What often jumps out at me is how the majority of writers are part of a couple. That observation is not unusual – any single person will tell you that wherever you go, the rest of the world seems to be in couples. But more of us are choosing the single life (or having it forced upon us) than ever before.

This post is about my journey – what it’s been like for me being single and working towards financial independence.

(Spoiler alert – it feels good 😊) Continue reading “Single Parent Seeking FIRE”

Rethinking the FI Budget – What Do We Really Need to Include?

It may have taken its time to arrive, but the weather is finally Spring-like in the UK. Every morning, I take the dog for a walk around the the nearby lake before most of the city is awake. When the weather is good, it’s my favourite time of day. No people around except for the occasional other dog walker or early morning runner. No traffic noise. The sky this morning was a beautiful pale blue; sunlight sparkled on the water and the sight of my dog galloping through the shallows chasing her ball was an advert for pure joy.

This. Just this.

If life was as simple as this, who would need an escape? Continue reading “Rethinking the FI Budget – What Do We Really Need to Include?”

What (Not) to Hate About Your Job

Mother Nature is trying very hard to bring us Spring in the UK, so the clocks have changed, mornings are lighter and there is a general sense of relief in the air. We are thinking that the worst is over and are starting to look forward to life again with renewed energy and enthusiasm. We Brits are known for nothing if not our love of weather talk and the slightest glimpse of sunshine through the office window brings much excitement for everyone. Continue reading “What (Not) to Hate About Your Job”

You Have to Be In It to Win It

Financial Independence is rarely achieved by chance

…. for most of us it is preceded by the habits of saving and investing combined with the passing of time. Continue reading “You Have to Be In It to Win It”

A Dream Of Financial Independence

I am writing this on a beach in the early morning. The sun is just rising, small boats sway gently on the water; the air is still and already warm – it’s going to be a beautiful day.

This would be many people’s dream. I know I should count my blessings, be grateful. And I am grateful. I know how lucky I am. But this is not my dream. My dream is that I didn’t feel the need to escape in the first place, because every day is mine by design. Continue reading “A Dream Of Financial Independence”