Finding Fulfilment in Early Retirement

Confession time: I LOVE Grey’s Anatomy. I lose a week of my life every time a new series is available, binge-watching the entire thing start to finish. More than the characters (yes they are my friends!) and the drama of the show, for me it’s about people doing good in the world.

My family roll their eyes and sigh when Grey’s season comes around, knowing exactly what I’m going to say when the credits roll.

“I don’t save any lives. I don’t help anybody. I don’t make anybody’s life better”. Continue reading “Finding Fulfilment in Early Retirement”

The “Bad Habits Be-Gone In Early Retirement” List

A quick post today to give myself some accountability in the future. I spend a lot of time thinking about what life will be like once I no longer have to work. So many of my thoughts begin, “When I’m retired…..”

Time to put my money where my mouth is. These are some of the ways that my life will change for the better once I no longer have the stresses and strains of a full-time job. Continue reading “The “Bad Habits Be-Gone In Early Retirement” List”

Aspiring to be Rich – What Does that Mean?

 

Before I discovered the concept of financial independence and before I realised early retirement was achievable for someone like me, I was still interested in educating myself about all things money and gaining wealth. I knew that the way to a rich life was out there somewhere and I wanted to find it.

I think I am just one of those curious people. I didn’t want to be working into my sixties, that’s for sure but other than that it’s hard to describe what I was looking for. What did I mean by the concept of a rich life? Continue reading “Aspiring to be Rich – What Does that Mean?”

Safety in Numbers – Refining the FIRE Plan

As I get ever closer to my FIRE date and am facing the possibility of a much earlier exit from my current job than planned, the geek in me has gone into overdrive and I have been spending some time (…..ok, A LOT of time) reviewing and refining the numbers. Continue reading “Safety in Numbers – Refining the FIRE Plan”

Invoking the F.U. Clause

It’s been a bad week.

Every quarter the VP of the business holds an off-site management meeting and the sixteen or so leaders from various parts of Europe meet for a few days. I attend in my capacity as Finance Business Partner and as an introvert, the whole thing is my idea of hell. Continue reading “Invoking the F.U. Clause”

Financial Resilience – Being Bullet Proof

I have been thinking about financial resilience this week.

I spend a lot of time considering ways to earn more money, or ways of saving money by reducing my spending, but is there a chance of losing what I already have?

We can take insurance against major catastrophes. And so, heaven forbid should my house burn down or I’m involved in a car accident, I would not need to be concerned about money and could focus on dealing with the fallout instead. But life is full of twists and turns and whoever really knows what is around the next corner? What about those things we don’t always insure against or don’t even think about – am I in good enough shape to withstand any shocks to my finances? Would my early retirement plans be derailed if something major were to happen? What could those shocks even be? Continue reading “Financial Resilience – Being Bullet Proof”

Tax and the 4% Rule 

How should we consider tax when using the 4% rule for early retirement calculations?

I have a plan.

A financial road map, leading me from where I am now to where I want to be. It ignores get rich quick schemes and the latest crypto craze and takes the shortest route I know that will get me there in one piece. Continue reading “Tax and the 4% Rule “