Early Retirement – Early Days – What I’ve Learned from the First 3 Months

I officially retired from corporate life in December 2018 and now enjoy the idyllic, stress-free existence that I had been dreaming of for so long. Conference calls are a thing of the past, as is the feeling of not being in control of my own time and being at the beck and call of of the machine.

But what has the first three months really been like and what have I learned?

Continue reading “Early Retirement – Early Days – What I’ve Learned from the First 3 Months”

It’s Official – I FIRED the 9 to 5!

Hello and long time no speak! Apologies for the break in posting – life got a bit too much there for a while and some things had to give. But the big news is – I actually did it! I resigned from my job in December and have left the Corporate world far behind.

I am still getting used to the idea and genuinely wake up smiling to myself every day, wondering whether this can be real 🙂 So how did it all play out? Continue reading “It’s Official – I FIRED the 9 to 5!”

The Why of FI – Sometimes You Don’t Have A Reason

People talk a lot about the “why of FI” and the importance of having an over-arching purpose that is bigger than achieving financial independence itself. But it doesn’t have to be that way. It wasn’t like that for me. Continue reading “The Why of FI – Sometimes You Don’t Have A Reason”

The “Do I Have Enough?” Toolkit

Of those who are on the path to financial independence and early retirement, there seem to be two camps. The first is that group of people who believe “that sounds about right” is more than adequate in terms of preparation. For them a rough 4% rule is all the calculation they need to pull the plug and walk away from paid employment and they will deal with whatever happens when it happens.

Continue reading “The “Do I Have Enough?” Toolkit”

Trimming the Fat – Preparing a Leaner FIRE Plan

Well – here I find myself in my mid-forties contemplating a ridiculously early, albeit leaner retirement than planned. The route from fat to lean has been surprisingly easy to find. (If only this were true in other areas of life (sigh)….imagine becoming leaner rather than fatter with the passing of time…) 

Time will tell whether it is as easy to execute. Continue reading “Trimming the Fat – Preparing a Leaner FIRE Plan”

Preparing for the Return to Work (When I Really Don’t Want To)

It was only a matter of time. From a combination of lots of accrued holiday and some compassionate leave, I have been out of the office for three and a half weeks. The clock started ticking about a week ago; a little whisper of “this time next week….” getting louder and louder as the week progressed until now – Sunday – I can hardly hear myself think for the hammering of that blasted second hand, reverberating inside my skull. Continue reading “Preparing for the Return to Work (When I Really Don’t Want To)”

The Selfishness of Seeking FIRE

We have an expression in our family – “It’s not all about you ___”.

We use it when one of us is being selfish and not thinking about the other two. Demanding something or complaining about something without considering the wider impact.

Something that bothers me sometimes about my pursuit of financial independence and my single-minded desire to retire sooner rather than later, is the effect it may have on my children. I worry that it’s “all about me” because, well – it is. Continue reading “The Selfishness of Seeking FIRE”